Debt Collection FAQs: A Guide for Consumers
At ERI, we want to make sure you understand your legal rights so we've included a listing of some of the best resources available to consumers in regards to debt management.
Consumer Protection Laws
Fair Debt Collection Practices Act
FREE Credit Report
You're also entitled to receive a FREE credit report every year. For more information, GO HERE. This is the ONLY source for the free annual credit report available to you by law.
To contact the Big Three credit bureaus directly, go to...
Experian
TransUnion
Equifax
Please note, ERI does not necessarily endorse these sites and is only providing this listing as a resource for consumers interested in learning more about the debt collection process.